You can initiate Funding Requests and deposits with a “pending” bank account. Just make sure that you are not sending funds to QUOINEX from someone else’s bank account.
Due to KYC/AML regulations, we only support bank accounts that are under your name. Deposits made from bank accounts that do not share the name with their QUOINEX accounts will be returned to original sender. All subsequent bank fees will be borne by original sender.